Healthcare
About Your Caterpillar Health Care Plan
One of the reasons that Caterpillar remains an employer of choice is because we offer health care benefits that provide options and flexibility. As health care costs continue to rise, we remain committed to offering health care at affordable rates for all employees, but we need your partnership to keep it going.
How You Can Help
Together, we can collectively make a big difference by:
By becoming more aware of how you use your medical and prescription drug benefits, you’ll be able to make better decisions that save you and Caterpillar money.
Where Should You Go for Care?
You can save money on medical care by knowing where to go. For non-emergency medical issues, a virtual visit, office visit or urgent care facility will save you time and money. On average, office visits and urgent care visits cost significantly less than an emergency room (ER) visits, and the wait times are usually much shorter.
In general, use an ER for life or limb-threatening conditions. For everything else, schedule a virtual visit or office visit during regular office hours, or use an urgent care facility after hours.
General Guidelines
Below are some helpful guidelines to consider when deciding which facility is best for the condition. Bear in mind that each situation is unique, so you should use your discretion.
Caterpillar’s Total Health Exam Program
Know Your Numbers
Take advantage of a free and thorough preventive exam and testing. Results are completely confidential. Learn your important numbers, like blood pressure, cholesterol and weight. It’s a great way to set a baseline and catch potential health concerns early — before they become bigger and more expensive issues.
The exam is available to employees at these ages and frequencies:
Age or Criteria |
Frequency |
Age 25 - 35 |
Every five years |
Age 35 – 50 |
Every three years |
Age 50+ |
Every year |
Employees wish to enroll in Restore Health |
Receive a Total Health Exam at any age |