When Your Coverage Begins

Initial Enrollment

The elections you make during your new hire enrollment period will go into effect on your date of hire and will remain in effect until December 31, unless you change your coverage following a life event.

During Annual Enrollment

The elections you make will become effective on the next January 1^st.

Life Event

In general, your change in coverage will begin retroactively to the date of the event (e.g., marriage, divorce, birth, final adoption, etc.).