Wellness Campaigns

Each month, Caterpillar Wellness Services promotes a different health and wellness topic. If you have questions, call Caterpillar Wellness Services at 309-675-9268.

Click here for the EAP Finally Friday Webinar details

August 2018: Improving Your Credit Score

Note: If you are unable to access the video through the link above, copy and paste the following URL into your web browser: https://youtu.be/24QuiOJb3nE

Why is your credit score so important? Not only can it determine whether you get approved for a bank loan, your credit score and history can potentially affect your mortgage rates, ability to rent an apartment, obtain auto insurance, or even secure a job. While there is no quick fix when it comes to repairing bad credit, a low score won’t haunt you forever, and anyone can rebuild their credit by simply managing it responsibly over time.

Not sure where to begin? Start by requesting your credit report! You are entitled to receive a free credit report once every 12 months from each of the three U.S. credit bureaus—Equifax, Experian, and TransUnion—at annualcreditreport.com. You should request a report from all three credit bureaus, as they may each contain different information about you. When reviewing your reports, verify your personally identifiable information, such as names, addresses, social security number, accounts, and loans, are correct, then make sure all other information within your credit report is accurate and complete. If you find errors or suspect any information does not belong to you, contact both the credit bureau and the organization that provided the information to the bureau. Both these parties are responsible for correcting inaccurate or incomplete information in your report under the Fair Credit Reporting Act.

Interested in learning more about Improving Your Credit Score? Check out the tips and resources linked below, and be sure to tune into this month’s Finally Friday webinar, presented by David Hill of Chestnut Credit Counseling Services, on August 24 at 11 am CST

Tips and resources: 

Presentation: Improving your credit score

What's in your FICO Score?

Quiz: Introduction to credit

Keep an eye out for credit report errors!

9 tips to achieving financial wellness

Talking points: Improving your credit score

Upcoming Campaigns: 
September – RUOK (Depression/Suicide)
October – EQ/Relationships
November – Diabetes
December – Gratitude