Caterpillar healthcare plans offer PPO options through UnitedHealthcare (UHC) and an EPO option through Blue Cross Blue Shield (BCBS). The plans are self-funded. That means Caterpillar (along with the employee premiums collected) pays the costs of the plans. UHC and BCBS administer the medical claims, but don't insure the benefits under the plans.
Choosing lower-cost healthcare options, when available and appropriate for your situation, reduces costs for you, the plans and Caterpillar.
TIP: Before getting services, it's always a good idea to check your coverage with your healthcare carrier. To review your current healthcare plan information, visit CatBenefitsCenter.com.
SUPPLEMENTAL EMPLOYEES: The information on this page applies to regular full-time production employees in Joliet and South Milwaukee. CLICK HERE for the 2019 Annual Enrollment & Healthcare Benefits Summary for supplemental employees.