Caterpillar offers a PPO option through UnitedHealthcare (UHC). The plan is self-funded, which means that Caterpillar pays (along with the employee premiums collected) the costs of the plan. UHC administers the medical claims, but doesn't insure the benefits under the plan.
Choosing in-network providers and generic medications, when available and appropriate for your situation, reduces costs for you, the plan and Caterpillar.
TIP: Before getting services, it's always a good idea to check your coverage with your health care carrier. To review your current health care plan information, visit:
View the 2023 Benefits Summary
View the 2024 Benefits Summary