Management, support and production employees who follow the Employee Health, Life and Disability Benefit Program are eligible for:

• A PPO option administered through Blue Cross Blue Shield (BCBS)
• A PPO option administered through UnitedHealthcare (UHC)
• Two CDHP options administered through UnitedHealthcare (UHC)

ABOUT THE PLAN OPTIONS

The CDHP options and the traditional PPO plan option provide you and your covered family members with comprehensive medical coverage with the same services, network providers and network discounts.

The traditional Blue Cross Blue Shield PPO option also provides comprehensive medical coverage, but it uses a different provider network and may provide different services and network discounts.

The plans are self-funded. That means Caterpillar (along with the employee premiums collected) pays the costs of the plans. UHC and BCBS administer the medical claims, but don't insure the benefits under the plans. Choosing lower-cost healthcare options, when available and appropriate for your situation, reduces costs for you, the plans and Caterpillar.

TIP: Before getting services, it's always a good idea to check your coverage with your healthcare carrier. To review your current healthcare plan information, visit the Caterpillar Health Enrollment Center.