SDCP102019 - SDCP informational sessions


Email Subject Line:  You’re invited - SDCP informational sessions

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Caterpillar’s Supplemental Deferred Compensation Plan (SDCP) annual open enrollment period runs Oct. 25 – Nov. 27. Need a refresher on the SDCP benefits? Want to understand how to maximize your company match and pre-tax benefits under the plan? Caterpillar’s retirement benefits team is hosting informational sessions on Oct. 30, Nov. 13, Nov. 19 and Nov. 26 – click here for details.

During this year's open enrollment, you can make:

  • 2020 base pay elections up to 70% of base pay
  • A 2020 excess election of 6% for pay that exceeds the IRS annual compensation limit
  • 2020 STIP elections (paid in 2021)

In the meantime, check out the Retirement Income Calculator to find out if you’re on track to reach your retirement savings goals. To access it, log in to your account at and select “Retirement Income Calculator” under the Tools tab.

Participants using the Retirement Income Calculator should consider other assets, income and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) when assessing the adequacy of the estimated income stream as provided by this tool.  The Retirement Income Calculator is hypothetical and for illustrative purposes only and is not intended to represent performance of any specific investment, which may fluctuate.  There is no assurance that retirement income objectives will be met.  It is possible to lose money by investing in securities.

Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT or its affiliates.  PRIAC is a Prudential Financial company.

© 2019 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.