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Subject: Learn more – Important GVUL Information

Group Variable Universal Life (GVUL) gives you the security of knowing your loved ones will be protected and cared for both today and in the future. Have confidence that your life insurance is working as hard as you do with a plan that offers an optional benefit of investing so you are protected both today and tomorrow.

Peace of mind is just the beginning. A GVUL policy provides not only life insurance protection, but also gives you the opportunity to benefit from tax-advantaged investment growth which you can use at any time for whatever you choose, such as buying a home, paying for college expenses or living comfortably when you retire.

Advantages include:

Life insurance protection you can take with you – even if you change jobs or retire.¹
One policy with two benefits, by combining valuable life insurance protection with a tax-deferred investment feature.
Tax-deferred investment feature to invest additional after tax-dollars into the policy.
Interest-bearing account with a minimum guaranteed rate of return²
Flexibility to update your coverage as your goals and financial needs change.
Convenient payment option through payroll deduction or contribute in a lump sum amount any time during the year.

Attend an educational webcast to learn more

To help you better understand the value of this program, you (and your spouse/domestic partner, if applicable) are invited to participate in an online webcast hosted by Metropolitan Life Insurance Company. You will hear more about GVUL and have an opportunity to ask questions to help you make an informed decision. Add a meeting to your calendar by clicking on one of the links in the chart below.

Scheduled Webcast Meetings

Tues Sept 22 2:00 pm CT 145 780 5867 Webcast link

Thur Sept 24 9:00 am CT 145 535 0831 Webcast link

Access https://onemetlife.webex.com
Enter the meeting number, referenced above or click on the link above.
Enter the meeting password — welcome
Click Join

Questions? Call 888-228-1811, Monday through Friday, from 7am to 7pm (CT).

¹To the maturity age specified in your certificate.

²The current crediting rate on the interest-bearing account is subject to change without notice. Guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Nothing in these materials is intended to be advice for any particular situation or individual. Any discussion of taxes is for general informational purposes only and does not purport to be complete or cover every situation. MetLife, its agents and representatives may not give legal, tax or accounting advice and this document should not be construed as such. Please confer with your qualified legal, tax and accounting advisors as appropriate.

Like most group insurance policies, MetLife's GVUL certificate contains exclusions, limitations and terms for keeping it in force. MetLife can provide you with costs and complete details.

Prospectuses for Group Variable Universal Life insurance and its underlying portfolios can be obtained by calling (800) 756-0124. You should carefully consider the information in the prospectuses about the contract's features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Group Variable Universal Life insurance has limitations. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. Cash value allocated to the variable investment options is subject to market fluctuations so that, when withdrawn, it may be worth more or less than the amount of premiums paid.

Group Variable Universal Life insurance (GVUL) is issued by Metropolitan Life Insurance Company (MLIC), New York, NY 10166, and distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). MLIC and MLIDC are MetLife companies. Certificate 3004412 (5/01) As amended by form 3E59 (5/2005)